Insurance for Missionaries
Insurance For Your Missionary Or Mission
Passport To Ministry
(SM) is international insurance protection for travelers with a mission! This exclusive coverage offered by Brotherhood Mutual Insurance Company is a policy that will fill the gaps in coverage that your current policies have while you are traveling outside the United States. It provides protection against lawsuits - even auto lawsuits, and includes workers compensation, medical assistance protection like emergency medical evacuations and travel services such as evacuations due to political instability and many more!
Passport To Ministry was designed to cover sponsors (churches, mission agencies, denominations etc.) and the short-term mission groups and long-term missionaries they send outside the U.S. It can also cover tour groups, like those traveling to the Holy Land or students studying abroad.
Check it out at
http://www.brotherhoodmutual.com
or, if you're in the USA or have Net2Phone, call Karen toll free at 1-800/876-4994 x519.
Health Insurance Rate Increases
Are you or your organization
experiencing rate increases on your health insurance? If so, be sure to
contact Insurance Services of America. They are a Christian
organization that specializes in helping individuals and groups find
affordable health insurance options. They have over 20 different plans
for both short and long term needs, so they "shop" for the missionary
to find the best options for that particular missionary's needs. Check
out some of their plans online at
http://www.missionaryhealth.com , email them at
isahealth@isa.phxcoxmail.com or call them at 1-800-647-4589 (1-480-
821-9052 outside of North America). If you don't want to use the
"missionary" site you may get the same information online at
http://www.worldwidemedical.com.
Health Insurance For Returning Or Furloughing Workers
Will your
health insurance cover you during your furlough in the USA? Are you
returning to the USA permanently and thus losing your non-USA health
coverage? Here's health insurance for both cases. The plans offer
various deductibles and maximum coverage amounts. For information
contact
jeff@gninsurance.com or call 480/813-9100; Toll free in USA:
866/636-9100. Visit
http://www.gninsurance.com.
Short-Term International Health Insurance
Usually short-term
insurance excludes coverage for pre-existing conditions. Now a company
is providing limited pre-ex coverage for medical care received outside
the USA and Canada. Also included: $100,000 medical evacuation,
hospital room and board, intensive care, outpatient medical, emergency
dental, trip interruption, AD&D, and lost luggage coverage. Five
deductible options. One can apply (and also renew monthly) via web at
http://www.overseashealthinsurance.com . For information contact:
jeff@gninsurance.com or call 480/813-9100; Toll free in USA: 866/636-
9100. For other options and more info., also
http://www.gninsurance.com.
Volunteer Travel Insurance
Adams & Associates International
offers several medical plans for volunteers traveling outside their
country of citizenship for short and intermediate term mission service.
For those on short term projects just ask for Volunteer Travel
Insurance, which is designed for those who will not cancel their major
medical insurance stateside. For longer periods of travel, when a
domestic medical plan would not provide coverage, then ask for PLP
Travel Medical Insurance. On-line enrollment is available, but they
prefer to counsel each client first to best determine their respective
needs. Contact Adams & Associates International at 1-800-922-8438 or
by email at
aai@aaintl.com. They've asked that you add "Brigada" to
the subject line when sending an email message so they'll know how you
heard about them.
Insurance Advice From: Ray Glinski
Regarding insurance for foreign missionaries, I suggest you contact
Brotherhood Mutual Ins. Co. at 1-800-766-8206.
Insurance Advice From: Mike Frith
There's a list of folk who provide insurance in various forms at
http://www.oscar.org.uk/service/finance/insurance.htm. Some of these
are particularly geared to missionaries and some are available for folk
wherever they are based in the world.
Need Insurance For Short- Or Long-Terms Overseas?
-- Try Talent
Trust Consultants (TTc). They are an international ministry serving
Church and Missions workers with dedicated and affordable worldwide
medical insurance. Established 12 years ago as an independent ministry
serving alongside YWAM, TTc now supports more than 1,400 members and
their families from over 260 missions and churches. A number of
programmes are available, all of which can be uniquely tailored to suit
your individually needs. Write to
sara@talent-trust.com or visit
http://www.talent-trust.com.
Health Coverage For The Frequent International Traveler
If you
travel outside the USA 3-4 times a year you can save money and also
avoid filling out repeat health applications for each trip. For $210 a
year you can get $1,000,000 in coverage, medical evacuation, $25,000
AD&D, emergency dental, emergency reunion, repatriation of mortal
remains, trip cancellation coverage etc.- For as
little as $1.08 per day per team member you can have: $50,000 of health
insurance coverage, medical evacuation, repatriation, $5,000 trip
cancellation, $25,000 AD&D plus coverage for ambulance, emergency
reunion, lost luggage, emergency dental etc. For information contact:
or call 480/813-9100; Toll free in USA: 866/636-9100.
Check out http://www.gninsurance.com and
http://www.missionaryinsurance.org.
Health Insurance For Small Groups
Here's an agency with group
health insurance available for teams as small as two missionary units.
Coverage includes maternity, preventative care, medical evacuation,
furlough coverage, life and in some cases dental. If you're on group
insurance for 18 months when returning to USA, there is automatic
coverage (no declines) on HIPAA/Portability plans. For an electronic or
hard-copy information packet contact:
jeff@gninsurance.com or call
480/813-9100; Toll free in USA: 866/636-9100.
Check out http://www.gninsurance.com and
http://www.missionaryinsurance.org.
Life Insurance For Overseas Missionaries
With the tragic events
of 9/11 it may be prudent to review your life insurance program and
determine if your family will be financially provided for in the case
of death. Adams & Associates International (sm) can arrange a 5-year
level premium, level term life insurance policy for overseas
missionaries through Lloyd's, London. The initial application proposal
is subject to medical underwriting and possibly rated for geographical
location including current political and world events. Once the
application proposal is approved, the terms agreed to by the applicant
and a policy issued, the annual premium rates are level for the 5 year
term. The policy is renewable if overseas service is maintained. The
cost of international life insurance is now, more than ever, based on
world events and location, which we all know, can change quickly and
without notice. For complete information, contact Adams & Associates
International (sm) at mailto:http://www.gninsurance.com/ (if in a sensitive area, please
type "Restricted" in the subject line) or call 1-800-922-8438 / (803)-
758-1400.
National Association of the Self-Employed
Check out the National Association of the Self-Employed. I used NASE
insurance when I was on InterVarsity staff, and it was a pretty good deal, I
thought. I've heard of another group, Christian Care MedisShare, which comes
highly recommended to me, combining benevolence with insurance.
International Health Insurance For Missionaries
International Travel Insurance
Do You Need Health Insurance? Guaranteed Acceptance Fill out the form included on our site, and we will be able to begin your membership with World outreach Christian Ministries. As a World Outreach Christian Ministries Member, you will most likely be living and working outside of the United States. What if you should become injured or ill? How will you find the appropriate physician? How will you communicate in an emergency if there is a language barrier? According to industry figures, almost 25% of all international travelers will experience a medical problem while abroad. We have an affordable answer -
http://www.internationalhealthins.com/
Mission Finder Web Site
http://www.mfinder.org/insurance.htm
Finding insurance that will meet your needs as a missionary can be difficult.
On this page, we've gathered a directory of agencies that advertise health,
life, and travel products for individuals, families or groups, whether for
short term or career purposes..
If you haven't found your way to the Mission Finders web site yet then you
need to check it out (see above). Brigada Today recently profiled two
major directories of mission opportunities (one a listing of YWAM short-
term outreaches and the other a listing of opportunities available in
Christian orphanages). Both of these are to be found on the Mission Finder
web site. In addition to this the site contains opportunities for tentmakers,
information on mission training and short term opportunities as well as
major section on mission resources (travel, insurance, FAQs about
missions, links to other mission job lists etc.). This one certainly merits a
bookmark and regular visits.
Special Health Insurance Coverage For International Workers
International workers, organizations are looking for insurance for the
following: Career Coverage that starts 6 months before leaving home
country, reduced rates for single women, coverage for pre-existing
conditions, 6-12 months of furlough coverage. Get short term individual
plans for as little as $34 a month and a short-term team plans for
$1.08 a day. Also, they have med-evac plans, trip protection plans, and
term life plans. For more info contact
jeff@gninsurance.com or call
480/813-9100. Check out
http://www.gninsurance.com.
Group Short Term Missionary Insurance
Get instant confirmation of
coverage. Insurance Services of America, a Christian organization that
specializes in health and life insurance for missionaries and mission
organizations, now has online applications available for group
coverage. Visit them on the web at
http://www.missionaryhealth.net and click on the link for group
coverage. Coverage is available on their "Day Tripper" plan for as low
as $1.08 per day! If you have questions email them
health@missionaryhealth.net, or call them at 1-800-647-4589.
Insurance Services of America is not tied to just one company; they
have several choices available, so they can shop for the missionary or
mission agency! Individual coverage available as well as the group
coverage.
Travel-Trust.com
MISSIONS SUPPORT SERVICES -- Here's an international ministry
serving Church/Missions workers carrying out the Great Commission with
an affordable range of worldwide medical and financial support
services. Established 11 years ago, TTc serves more than 1,400 members
in over 100 countries with flexible programmes that can be tailored to
best suit your individual needs.
a) The International Programme - long term medical insurance
b) The Outreach Programme - medical insurance for up to 6 months at a
time
c) The Providence Programme - a flexible savings/retirement plan
If you would like an information package, please write to:
or visit...
http://www.talent-trust.com .
Volunteer Insurance
Don't let your short-term volunteers go overseas without considering that most major medical insurance plans do
not provide adequate or complete coverage for overseas travel. Adams & Associates International has developed a Travel Insurance program specifically for Volunteers serving on short-term mission trips. This plan includes $100,000 for Accidental Death & Dismemberment, $1,000 per month (for 100 months) for accident Permanent Total Disability, $25,000 Emergency Medical Evacuation, $2,500 Medical Reimbursement, $5,000 Repatriation of Mortal Remains, $2,500 Personal Property and Travel Assistance. Those with differing needs can also be accommodated.
Adams & Associates International has exclusively served those around world since 1980. Please visit their new web-site at
http://www.aaintl.com
or
e-mail to
aai@aaintl.com
Adams & Associates International has served the missionary community exclusively since 1980, for
international insurance and related services. A complete portfolio of insurance products is available to approved missionaries and mission sending organizations for Short-term, Mid-term and Career personnel. This includes supplemental travel, property, liability, individual medical, group medical, medical for mission visitors to the USA, self-funded or partially self-funded medical plans with administration, directors & officers liability, foreign auto, furlough auto and life insurance.
PLPSM TRAVEL MEDICAL INSURANCE -- Adams & Associates International
(SM) has just released a new travel medical insurance plan called
Partner Link Plan (PLP sm). This international travel medical plan
offers coverage for short to intermediate term travelers (renewable for
up to 3 years). Also, there is coverage for non-US citizens traveling
outside of their country of citizenship. Emergency medical evacuation,
repatriation or emergency reunion is not subject to any pre-existing
condition exclusions and there is limited benefit provisions for the
sudden recurrence of a pre-existing condition. Coverage is available
for individuals or groups of 5 or more and on-line enrollment is
available for individuals needing immediate coverage.
Adams & Associates
International now offers online enrollment for short-termers, complete
with immediate acknowledgements and ID cards.
For additional
information, please contact Adams & Associates International at
aai@aaintl.com or visit their web-site at
http://www.aaintl.com. A&AI has served the missionary community,
exclusively since 1980.
A Couple More Suggestions
International Insurance Insights
"Good Neighbor" Insurance Providing Health Insurance with Integrity, Value and Service for those expat workers who are truly the world's "Good Neighbors."
International Insurance Insights - March 2000
Email: <
goodnbor@gte.net
>
Web Site:
http://gninsurance.com/
Tel: (480) 813-9100; Fax: (480) 813-9930;
Doug's Tel: 480/633-9500
Mail: 620 S Winthrop St, Gilbert, AZ 85296 USA
In This Bulletin:
Get Your Global Insurance
Check out The Patterson Agency- World Outreach Christian Ministries, Inc. http://www.internationalhealthins.com
If you're planning on traveling or living overseas, remember to check with your insurance provider first, since many policies specifically do *not* cover folks while they're abroad. One provider who specializes in that coverage is World Outreach Christian Ministries, Inc. Ask about their Global Medical Insurance plan, complete with a complete package of U.S. style benefits including worldwide coverage designed for foreign nationals & expatriates, US $5 million lifetime coverage, emergency medical evacuation, and even coverage for repatriation.
In the USA or via Net2Phone, call 800-641-4614 or find them on the web at http://www.internationalhealthins.com
Visits since January 31st, 2001
World Christian Resource Directory
